Scammers are always coming up with new ways to trick people into sending them money, whether through phone calls, text messages, or even emails. These scare tactics often target elderly people, but anyone can fall victim. The good news is that staying informed and knowing how to respond can help you protect yourself and your loved ones.
Here are some common scams and tips to handle them:
IRS Impersonation Scams
- Signs: Demands for immediate payment, threats of arrest, or requests for payment via gift cards or wire transfers.
- What to Do: Hang up. The IRS will NEVER call or demand payment over the phone. Report the incident to the Treasury Inspector General for Tax Administration at 1-800-366-4484 or online at www.tigta.gov.
Family Emergency Scams
- Signs: Claims a loved one is in trouble and needs urgent financial help.
- What to Do: Verify by contacting your family member directly. Never send money without confirmation.
Charity Scams
- Signs: High-pressure donation requests or unclear organization details.
- What to Do: Research charities before donating. Avoid giving personal or financial info over the phone. You may also check to see if the charity is registered in New York State by calling 212-416-8401.
If you’re targeted, don’t engage and hang up immediately. Never share personal information and be sure to report any incidents to Nassau County Consumer Affairs or your local police. By staying alert and informed, you can help safeguard yourself and others from these harmful scams.